Finance Options for Every Credit Score

From No Credit to Great Credit, We’ve Got You Covered

At Huntley Motor World, we believe everyone deserves the chance to own the trailer, vehicle, or equipment they need. That’s why we’ve partnered with trusted lenders to offer flexible financing programs designed to fit every situation—whether you’re just starting out, rebuilding your credit, or have an established credit history.

  • No Credit? No Problem.
    If you’re just beginning your credit journey, we have programs tailored for first-time buyers. We’ll walk you through the process step-by-step and help you build credit while getting you on the road.
  • Less-than-Perfect Credit
    Life happens, and we understand that. Our lenders specialize in helping customers with challenged credit find a path forward. You still have options—and we’ll work hard to find the right fit for you.
  • Good to Excellent Credit
    If you’ve built strong credit, you’ll enjoy competitive rates, quick approvals, and flexible payment terms. We’ll make sure you get the most value for your investment.

Why Finance With Us?

  • Fast & Easy Approvals – Simple applications with same-day decisions in most cases.
  • Flexible Payment Plans – Choose a plan that fits your budget and goals.
  • Trusted Lenders – Partnerships with banks and finance companies that understand our customers’ needs.
  • Local Support – Our team is here to guide you and answer every question.

Get Started Today

Financing your trailer, vehicle, or equipment has never been easier. Apply online or stop by our dealership and let our team match you with the program that fits your credit profile and budget.

Consumer financing options

sheffield financial logo Credit Score of 660+

Sheffield Financial 

Consumer Only

Requires a minimum credit score of around 660 for promotional programs. Tiered approvals: Tier A (730+), Tier B (700), Tier C (660).

Apply Now

synchrony logo Credit Score of 600+

Synchrony

Consumer Only

Generally requires a score of 600 or higher, depending on the specific financing product. Stronger credit often yields better terms.

Apply Now (All Manufacturers)

PJ Trailers Apply Now

trailer solutions fl logoCredit Score of 570+

TSF (Trailer Solutions Financial)

Consumer Only

Typically accepts applicants with scores as low as 570, providing tailored trailer financing solutions.

Apply Now

rock solid funding logoCredit Score of 570+

Rock Solid Funding

Consumer Only

Requires a credit score of 570 or higher. Offers nationwide financing programs for a variety of trailer types.

Apply Now

c3 rentals logo All Credit Types

 C3 Rentals

Consumer Only

Very flexible; accepts all credit types, often requiring little to no credit check. Rent-to-own structure with easy approvals.

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Business financing options

clicklease logoCredit Score of 500+

Clicklease

(Lease Purchase) small business only.

Approvals possible starting at 500 credit score. Marketed as welcoming all credit scores, especially for small business operators.

Call for Details

newlane finance logoNo Minimum Score

NewLane Finance

Business only

No published minimum credit score. Underwriting is case-by-case, with stronger credit leading to better financing terms.

Apply Now